> COBRA Benefits COBRA stands for “Consolidated Omnibus Budget Reconciliation Act of 1985,” which requires companies with 20 or more employees to offer separating employees the option to continue their group health-care coverage at their own expense.
> Indemnity Indemnity plans are also referred to as “fee-for-service.” Unlike managed-care plans, indemnity plans allow absolute freedom in selecting physicians or medical facilities and permit self-referral to a specialist.
Get
a Quote - North Dakota Life
Insurance Policy Advisor
Protect your financial dependants! North Dakota Life insurance can be a safety
net to ensure a stable future for them if you should die. The other benefit
of North Dakota Life Insurance is that policy holders may draw against their
policy when they need money for retirement, college for their children or if an unexpected
job loss occurs.
Some types of North Dakota Permanent Life
Insurance include:
North Dakota Whole Life Insurance
North Dakota Universal Life Insurance
North Dakota Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster
may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types
of North Dakota life insurance: Term Life
and Permanent Life Insurance.
North Dakota Term Life Insurance is simply a period of time that the policy holder
chooses with a coverage end date. Secondly, North Dakota Permanent Life Insurance
covers you for a lifetime and offers many more variations. This type of policy
is considered a cash value accumulation. Whichever choice you make, you need
North Dakota life insurance to protect the future of your family if you should die
unexpectedly.
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our North Dakota Insurance Advisors today:
Bismarck
Dickinson
Fargo
Grand Forks
Jamestown
Mandan
Minot
Wahpeton
West Fargo
Williston
Did You Know?
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.
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Legal Disclaimers The information provided on North Dakota Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
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Did You Know?
North Dakota - 2000 OES State Occupational Employment a