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February 27, 2010  
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  Insurance Advisors Hot Topics
 

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Insurance Advisors Terms


  > Stand-Alone Life
This plan type provides life insurance but does not include any other coverage.
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  > Employment practices
This kind of coverage will help defend against employment-related claims such as sexual harassment, age discrimination, or wrongful termination. Some policies offer legal assistance; others may pay both legal costs and damages.
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  > Destroyed or damaged records
If your business records are destroyed or damaged by a covered peril, this insurance will compensate you for the inability to collect income and for the cost of reproducing the records.
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   Get a Quote - North Dakota Life Insurance Policy Advisor
Get a Life Insurance Quote

Protect your financial dependants! North Dakota Life insurance can be a safety net to ensure a stable future for them if you should die. The other benefit of North Dakota Life Insurance is that policy holders may draw against their policy when they need money for retirement, college for their children or if an unexpected job loss occurs.

Get a quote today and get the life insurance coverage you need! Contact one of our North Dakota Life Insurance Advisors today.

Some types of North Dakota Permanent Life Insurance include:
  • North Dakota Whole Life Insurance
  • North Dakota Universal Life Insurance
  • North Dakota Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types of North Dakota life insurance: Term Life and Permanent Life Insurance.

North Dakota Term Life Insurance is simply a period of time that the policy holder chooses with a coverage end date. Secondly, North Dakota Permanent Life Insurance covers you for a lifetime and offers many more variations. This type of policy is considered a cash value accumulation. Whichever choice you make, you need North Dakota life insurance to protect the future of your family if you should die unexpectedly.

Get a quote today and get the life insurance coverage you need! Contact one of our North Dakota Life Insurance Advisors today.

 

Contact our North Dakota Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our North Dakota Insurance Advisors today:

  • Bismarck
  • Dickinson
  • Fargo
  • Grand Forks
  • Jamestown
  • Mandan
  • Minot
  • Wahpeton
  • West Fargo
  • Williston
       
 
Did You Know?    
 
 
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.

 
 
North Dakota External Sites    
 
 

North Dakota - 2000 OES State Occupational Employment a
North Dakota - Occupational Employment and Wage Estimates. ... 43-9041, Insurance Claims and Policy Processing Clerks, 1120, $10.73, $14.38, $29910,
North Dakota - May 2003 OES State Occupational Employme
SOC Major Groups in North Dakota:. 00-0000 All Occupations ... 43-9041, Insurance Claims and Policy Processing Clerks, 880, $10.91, $11.51, $23940, 2

 
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Latest News
  Latest Insurance related news in North Dakota and nationwide: Mar 02, 2007 - COBRA Health Benefit Provisions
The landmark COBRA health benefit provisions became law in 1986. The law amends the Employee Retirement Income Security Ac
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Mar 02, 2007 - The Medigap Insurance Company
When you have a Medigap policy, the insurance company must pay your doctor or provider directly when:

 
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Legal Disclaimers
The information provided on North Dakota Insurance Advisors.com is not intended to be insurance advice, but merely conveys general information related to insurance issues commonly encountered.

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