> Long-Term Disability (LTD) Long-term-disability plans provide income for an individual who cannot work because of an illness, disease, or non-occupational injury. Most plans require that the individual be a full-time employee for at least one year before the disability coverage applies.
> Dependent Property This refers to a kind of business-interruption endorsement on a commercial policy that protects you from financial losses caused by problems somewhere other than your business. “Dependent property” is defined as property not owned, operated or controlled by you but on which you are dependent for normal business operations.
> Business interruption If you're unable to run your business due to a covered peril (fire, storm damage, vandalism and so on), business interruption insurance will replace lost income, pay ongoing expenses and pay costs involved in getting you set up in a temporary facility.
Is your home covered should disaster strike? A home is more than just a building. Home is the place where comfort is found, investments are made, and years of memories are stored. Yet, at any moment, disaster can strike and wipe away everything that you have worked for. North Dakota homeowners insurance advisor can help you prepare for the worst when it comes to your home.
A North Dakota Homeowners Insurance Advisor can help find the best plans to cover your home in the case of:
Fire or Lightning Damage
Storm or Hail Damage
Explosions
Vandalism
Damage Cause by Aircrafts or Vehicles
Theft
While memories can never be replaced, the right insurance coverage can go a long way in helping you get through the difficult times following a tragic event involving your home. North Dakota homeowners insurance can help pay for losses associated with your home such as house structures, furniture, appliances, personal belongings, and even living expenses.
Not only will North Dakota homeowners insurance cover physical losses brought about by theft or disasters, it can help cover for damages that people in your home might be responsible for. Liability covers you against lawsuits for bodily injury or property damage that you or family members may cause to others. It even covers damages your family pet might cause to neighbors and their property. Be prepared for the unexpected, learn more about North Dakota homeowners insurance.
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in North Dakota
Establishments
727
Revenue ($1,000)
Not Available
Annual payroll ($1,000)
121,557
Paid employees
4,523
Source: U.S. Census Bureau Insurance carriers and related activities
Contact our North Dakota Insurance Advisors
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our North Dakota Insurance Advisors today:
Bismarck
Dickinson
Fargo
Grand Forks
Jamestown
Mandan
Minot
Wahpeton
West Fargo
Williston
Did You Know?
About property and liability exposures
If you operate a home-based business – either part-time or full-time – you might be uninsured for coverage and not realize it. Many home-based business owners mistakenly believe that their homeowner policy will provide coverage for their business operations. It’s true that your homeowner’s policy may provide a limited amount of coverage for business-related personal property in the home. But it may not provide full coverage for the added property and liability exposures that the home business represents.
Latest Insurance related news in
North Dakota and nationwide:
Mar 02, 2007 - COBRA Health Benefit Provisions The landmark COBRA health benefit provisions became law in 1986. The law amends the Employee Retirement Income Security Ac Read more >
Mar 02, 2007 - The Medigap Insurance Company When you have a Medigap policy, the insurance company must pay your doctor or provider directly when:
Mar 02, 2007 - Growth In U.S. Health Care Spending Slows Despite the slowdown, the share of household personal income spent on health care rose from 5.4 percent in 2001 to 6 perce Read more >
Legal Disclaimers The information provided on North Dakota Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
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Call 866-227-9356 or contact a sales rep
Data for the Finance & insurance sector 
Did You Know?
North Dakota - 2000 OES State Occupational Employment a